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Disclaimers & Assumptions

Intended for Real Estate Professionals Only
Last Modified: Monday, May 08, 2023

30yr
Interest Rate: 6.50%
APR: 6.643%
Purchase Price: $400,000
Down Payment: $80,000 (20%)
Loan Amount: $320,000
Loan to Value (LTV): 80%
Loan Term: 360 Months
15yr
Interest Rate: 5.875%
APR: 5.992%
Purchase Price: $400,000
Down Payment: $80,000 (20%)
Loan Amount: $320,000
Loan to Value (LTV): 80%
Loan Term: 180 Months

Interest Rate: 6.625%
APR: 7.460%
Purchase Price: $400,000
Down Payment: $16,000 (4%)
Loan Amount: $384,000
Loan to Value (LTV): 96%
Loan Term: 360 Months

Interest Rate: 6.625%
APR: 6.984%
Purchase Price: $400,000
Down Payment: $0 (0%)
Loan Amount: $400,000
Loan to Value (LTV): 100%
Loan Term: 360 Months

30-YR Fixed
Interest Rate: 6.625%
APR: 6.723%
Purchase Price: $1,200,000
Down Payment: $240,000 (20%)
Loan Amount: $960,000
Loan to Value (LTV): 80%
Loan Term: 360 Months
5-YR ARM
Interest Rate: 6.625%
APR: 7.123%
Purchase Price: $1,200,000
Down Payment: $240,000 (20%)
Loan Amount: $960,000
Loan to Value (LTV): 80%
Loan Term: 360 Months

25% Down
Interest Rate: 6.624%
APR: 6.833%
Purchase Price: $400,000
Down Payment: $100,000 (25%)
Loan Amount: $300,000
Loan to Value (LTV): 75%
Loan Term: 360 Months
Points: 2
20% Down
Interest Rate: 7.25%
APR: 7.467%
Purchase Price: $400,000
Down Payment: $80,000 (20%)
Loan Amount: $320,000
Loan to Value (LTV): 80%
Loan Term: 360 Months
Points: 2

Rates shown and loan data above are an estimate of possible mortgage scenarios. Closing costs that include discount points or lender credits will impact the interest rate. Not a loan commitment or guarantee. Rates are dependent on factors including, but not limited to: credit, collateral, income, assets and overall financial history. Terms and conditions apply. Offer not contingent on use of specific settlement service provider, which includes your REALTOR®. Copyright © 2023 LoanPeople® (NMLS: 1886352). All rights reserved. Licensing info: nmlsconsumeraccess.org. Home loan financing provided by LoanPeople, LLC. Headquarters: 3420 Executive Center Dr. #G-100, Austin, TX 78731. Equal Housing Lender. Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not available in all states. Not affiliated with any government agency. ARM = Adjustable Rate Mortgage.

This page is intended for real estate professionals only with whom we have or intend to have a business-to-business relationship . Any person who is not a real estate professional will be removed from this distribution of daily interest rates.

The products above are an example of possible mortgage loan types and scenarios. Closing costs that include discount points or lender credits will impact the interest rate. Not a loan commitment or guarantee. Rates are dependent on factors including, but not limited to credit, collateral, income, assets, overall financial history, and potential loan-level pricing adjustments.

APR means “annual percentage rate.” All annual percentage rates indicated above unless otherwise noted are based on a par rate with no discount points.

Jumbo 5-year ARM program – refer to LoanPeople’s ARM loan product parameters for disclosures regarding the current index, margin, adjustment periods, periodic and lifetime caps.

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